Burn and runway

Monthly burn uses your synced bank outflows as a trailing 90-day average when a bank connection is available.

Recurring commitments are tracked separately as committed monthly spend. They help you inspect payroll, rent, subscriptions, and other repeating obligations without double-counting charges that already appear in bank activity.

Runway is cash divided by the displayed burn basis. With bank sync, that means cash divided by trailing bank burn. Without bank sync, Finance can show recurring commitments, but cash and runway need a bank snapshot.

Manual budget spend and synced bank transactions both appear in budget actuals. Do not enter a manual spend item for a bank transaction that is already synced, or monthly actuals will be overstated.