Recurring payments
Commitments, pausing versus archiving, and upcoming payments.
Recurring commitments are the subscriptions, payroll, rent and renewals you have committed to. They feed your burn rate even when a charge has not landed yet, which is what stops a quiet month from making runway look longer than it is.
Adding one
Add commitment on the Commitments tab. Give it a vendor name, an amount, and a frequency (weekly, bi-weekly, monthly, quarterly or annually). Every frequency is converted to a monthly equivalent for burn, so a $194.40 annual charge counts as $16.20 a month.
Name the commitment after the vendor as it appears on your statement where you can. A commitment whose name matches the merchant links its payments automatically.
Pausing versus archiving
Two different things, and the difference matters.
| Action | Effect |
|---|---|
| Pause | Stays in the list, stops counting toward burn. For something you expect to resume. |
| Archive | Leaves the list, stops counting toward burn, recoverable from Trash for 30 days. |
Archiving asks for confirmation first and tells you two things you cannot see from the row: how much your monthly burn will drop, and how many bank payments are linked to it.
Archiving keeps its linked payments attached and in your history. They stop being attributed to a commitment, so they count as ordinary variable spend from the next sync.
After 30 days in Trash a commitment is removed for good, and at that point its linked payments lose the link permanently.
Upcoming payments
The Upcoming panel lists what is due next, date-ordered, calculated forward from each commitment's next date and frequency. It answers a different question from the Commitments tab: what is about to leave the account, rather than what have I committed to.